When a loved one dies, one of your first responsibilities is to pay for their funeral and burial, or any other end of life arrangements they may have made. This often requires filing a payout claim on their life insurance policies, so you won’t have to cover...
Fraud is intentional deception for personal gain, and it’s estimated to cost the insurance industry tens of billions annually. According to the FBI, that means the average family pays up to $700 more in yearly premiums to offset the cost. What are the most common...
Podcasts have increasingly become a fantastic source for on-demand learning at the touch of a button. With a variety of platforms that allow listeners the capability to search a plethora of topics, it should come as no surprise that there are streams available for...
Getting married and stepping into parenthood comes with additional expenses and financial liabilities. Among the crucial issues that you have to juggle includes providing healthcare coverage to yourself and your dependents such as children and spouse. To ease the...
Understanding how life insurance payouts work is essential when incorporating a policy into your financial planning. You will need to determine which payout option to designate and understand how quickly benefits are paid. How Soon are Benefits Paid? When the...
The exact date or year of life insurance’s birth is somewhat unknown; while we are unsure whether it was in 700 or 100 BC, we know it happened during those times in Rome. As the story goes, the Roman government and its people believed that all citizens, regardless of...
Insurance comes in all shapes, sizes, prices, and coverages. Policy providers use complex mathematical formulas to determine how likely various accidents are likely to happen, charge everyone seeking a certain type of policy monthly premiums based on how statistically...
From an early age, especially in the U.S., life insurance is a concept most people are relatively familiar with. While the concept is familiar, most people are unaware of the truths versus the myths; and let’s be honest, who wants to think about and plan for their...
It’s easy to put off buying life insurance. No one wants to think about death, and the mortality tables indicate the odds are with those who decline to purchase it. However, as any insurance agent can attest, lack of life insurance has devastating consequences...
2018 is in full swing! We’ve officially completed one full month, and we still have another 11 to look forward to! 2018 looks to be a promising year, not only for society in general, but for life insurance as well. Here are a few of the most exciting trends to look...